Independent Financial Advisers 2013 - Market Assessment
Change is the watchword for independent financial advisers (IFAs) in 2012. The financial services industry, with the IFA profession as part of it, has been targeted by a barrage of regulatory reform since the financial crisis in 2007. These reforms are intended to reign in the industry to prevent it — and, by extension, the country — from experiencing a financial crisis like the one seen in recent years.
The most important of these reforms for IFAs is the Retail Distribution Review (RDR), which radically transforms the way IFAs operate and the advice they give to their clients. It contains key changes to the way financial advisers can charge for their services and the ways in which they ………
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